When a credit card is authorized in Microsoft Dynamics NAV 2009 R2, basic validation information is sent to the Microsoft Dynamics Online service and then forwarded to the corresponding payment provider. The basic information includes credit card holder name, address, country, and postal code. However, the validation requirements differ based on the payment provider, the type of the credit card, and the requirements of the credit card–issuing bank.
Before you run the credit card authorization process, make sure that the basic information, such as name, address, postal code, and so on, is entered on the contact card of the credit card holder. For some payment providers, you should configure the Microsoft Dynamics Online solution to provide additional validation information. For example, you must specify the card holder state for payment providers in the United States.